The insurance of Cell Phone is Beneficial? Should We Do It?
| 11:56 AM |
After you find your dream mobile phone and examine its cost, you want to purchase. Walk to the counter, peel off the debit card and start peeling off the protective plastic. That baby is officially yours. However, before you have the opportunity to check the game on a new mobile phone, the salesman punches you on the phone user's question with fears. "Do you want to insure your mobile phone?
It may seem silly not to pay a few dollars a month to guarantee it after shelling a hundred dollars for a new phone. But is it really worth it is cell phone insurance?
Consumer reports do not think so, and many consumer support groups agree. And here is the reason.
It may seem silly not to pay a few dollars a month to guarantee it after shelling a hundred dollars for a new phone. But is it really worth it is cell phone insurance?
Consumer reports do not think so, and many consumer support groups agree. And here is the reason.
It is not uncommon for cellular insurance deductions to exceed $ 50 (most mobile insurance policies are deductible). Also, the company claims that the exchange is exactly the same as or similar to a broken cell phone, but it is "refurbished" - a dirty little euphemism expression for far fewer words: used.
Besides that, high cost and cell phone insurance are even worse. The monthly $ 4.99 may not seem to be that much, but it is used to ensure that $ 100 phone is equivalent to bombarding 5% of monthly phone value. If consumers paid the same premiums for car insurance, they will pay $ 1,500 per month to guarantee a $ 30,000 car.
However, mobile insurance is not necessarily far away. High-end PDAs and blackberries $ 400 or $ 500 wealthy business executives will not be stupid to protect gadgets with insurance. They may easily lose it if they hunt the house at Beverly Hills, drop it in the pool of Bulgari hotel in Milan, or go back wrong with a new Ferrari. That is a dangerous world. In addition, those who have enough fabrics for fancy mobile phones can afford to fork a little extra every month.
For the rest of us who are using classic mobile phones, insurance contracts are a waste of money. Why do not you purchase insurance for tennis shoes and watches?
Besides that, high cost and cell phone insurance are even worse. The monthly $ 4.99 may not seem to be that much, but it is used to ensure that $ 100 phone is equivalent to bombarding 5% of monthly phone value. If consumers paid the same premiums for car insurance, they will pay $ 1,500 per month to guarantee a $ 30,000 car.
However, mobile insurance is not necessarily far away. High-end PDAs and blackberries $ 400 or $ 500 wealthy business executives will not be stupid to protect gadgets with insurance. They may easily lose it if they hunt the house at Beverly Hills, drop it in the pool of Bulgari hotel in Milan, or go back wrong with a new Ferrari. That is a dangerous world. In addition, those who have enough fabrics for fancy mobile phones can afford to fork a little extra every month.
For the rest of us who are using classic mobile phones, insurance contracts are a waste of money. Why do not you purchase insurance for tennis shoes and watches?
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